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33suburbs mapped in Central CoastAll under Central Coast Council, so one lodgement process covers the region.

New South Wales · Region

Home builders in Central Coast

Bushfire-prone land is mapped on 31 of these 33 suburbs and not on the other 2. Where it is mapped, a BAL rating drives materials and cost from the design stage rather than arriving as a formality at the end.

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33Central Coast suburbs read parcel by parcel from New South Wales's own planning data
1Council covers them all — one lodgement process across the region
3Distinct overlay families mapped across these suburbs, each one something a builder prices differently

Central Coast suburb by suburb

SuburbResidential zonesHeight limitBushfire-proneOverlays
Avoca Beach R1 General, R2 Low Density — Mapped 2
Bateau Bay R1 General, R2 Low Density — Mapped 0
Bensville R2 Low Density — Mapped 2
Berkeley Vale R1 General, R2 Low Density — Mapped 0
Blackwall R1 General, R2 Low Density — Mapped 2
Blue Bay R1 General, R2 Low Density — None mapped 1
Blue Haven R1 General, R2 Low Density — Mapped 0
Budgewoi R1 General, R2 Low Density — Mapped 0
Davistown R2 Low Density — Mapped 1
Erina R1 General, R2 Low Density — Mapped 2
Ettalong Beach R1 General, R2 Low Density — Mapped 2
Gosford R1 General, R2 Low Density — Mapped 2
Killcare R2 Low Density — Mapped 2
Kincumber R1 General, R2 Low Density — Mapped 2
Lake Munmorah R1 General, R2 Low Density, R3 Medium Density — Mapped 1
Lisarow R1 General, R2 Low Density — Mapped 1
Long Jetty R1 General, R2 Low Density, R3 Medium Density — Mapped 1
Macmasters Beach R2 Low Density — Mapped 1
Narara R2 Low Density — Mapped 2
Ourimbah R1 General, R2 Low Density — Mapped 1
Patonga R2 Low Density — Mapped 1
Pearl Beach R2 Low Density — Mapped 1
San Remo R1 General, R2 Low Density — Mapped 0
Terrigal R1 General, R2 Low Density — Mapped 1
The Entrance R1 General, R2 Low Density, R3 Medium Density — None mapped 2
Toukley R1 General, R2 Low Density, R3 Medium Density 12m Mapped 1
Tuggerah R1 General, R2 Low Density — Mapped 1
Umina Beach R1 General, R2 Low Density — Mapped 1
Wamberal R2 Low Density — Mapped 1
Warnervale R1 General, R2 Low Density — Mapped 1
Woongarrah R1 General, R2 Low Density — Mapped 0
Woy Woy R1 General, R2 Low Density — Mapped 2
Wyong R1 General, R2 Low Density, R3 Medium Density 12m Mapped 2

Reading the table

  • Bushfire-prone land is mapped in Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blackwall, Blue Haven, Budgewoi, Davistown, Erina, Ettalong Beach, Gosford, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Ourimbah, Patonga, Pearl Beach, San Remo, Terrigal, Toukley, Tuggerah, Umina Beach, Wamberal, Warnervale, Woongarrah, Woy Woy and Wyong, but not in Blue Bay and The Entrance.
  • Heritage mapping runs from 39 in Gosford down to none in Bateau Bay, Berkeley Vale, Blue Haven, Budgewoi, San Remo and Woongarrah.
  • 3 overlay families are mapped across the region; Avoca Beach carries the most at 2.
  • The 33 mapped suburbs cover 279 km² between them — Ourimbah is the largest at 87 km² and Blue Bay the smallest at 0.5 km².

What is mapped across Central Coast

Mapped only in some suburbsWhere (in the suburb, not on a given block)
Heritage — Item - GeneralAvoca Beach, Bensville, Blackwall, Blue Bay, Davistown, Erina, Ettalong Beach, Gosford, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Ourimbah, Patonga, Pearl Beach, Terrigal, The Entrance, Toukley, Tuggerah, Umina Beach, Wamberal, Warnervale, Woy Woy and Wyong
Heritage — Item - ArchaeologicalAvoca Beach, Bensville, Blackwall, Erina, Ettalong Beach, Gosford, Killcare, Kincumber, Narara and Woy Woy
Heritage — Conservation Area - GeneralThe Entrance and Wyong

Which Central Coast suburb suits which build

Questions about building in Central Coast

Which council approves building work in Central Coast?

Central Coast Council, for all 33 mapped Central Coast suburbs, under the Central Coast Local Environmental Plan 2022.

Is bushfire-prone land mapped in Central Coast?

In Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blackwall, Blue Haven, Budgewoi, Davistown, Erina, Ettalong Beach, Gosford, Killcare, Kincumber, Lake Munmorah, Lisarow, Long Jetty, Macmasters Beach, Narara, Ourimbah, Patonga, Pearl Beach, San Remo, Terrigal, Toukley, Tuggerah, Umina Beach, Wamberal, Warnervale, Woongarrah, Woy Woy and Wyong — not in Blue Bay and The Entrance.

Which Central Coast suburb has the most planning constraints?

Avoca Beach: 2 overlay families against 0 in Woongarrah.

What planning zones apply across Central Coast?

3: R1 General Residential, R2 Low Density Residential and R3 Medium Density Residential. Widest range: Lake Munmorah, at 3.

Is heritage mapped in Central Coast?

Heritage records intersecting each suburb: Gosford 39, Wyong 34, Woy Woy 23, Ourimbah 22, The Entrance 18, Narara 17, Long Jetty 13, Kincumber 12, Patonga 12, Killcare 9, Pearl Beach 8, Davistown 7, Terrigal 7, Erina 5, Avoca Beach 4, Blackwall 4, Lisarow 4, Bensville 3, Ettalong Beach 3, Umina Beach 3, Wamberal 3, Tuggerah 2, Blue Bay 1, Lake Munmorah 1, Macmasters Beach 1, Toukley 1, Warnervale 1. None in Bateau Bay, Berkeley Vale, Blue Haven, Budgewoi, San Remo and Woongarrah.

What is the minimum lot size across Central Coast?

Avoca Beach: 1000-1999 m² minimum; Bateau Bay: 450-474 m² minimum; Bensville: 20000-49999 m² minimum; Berkeley Vale: 450-474 m² minimum; Blue Haven: 450-474 m² minimum; Budgewoi: 450-474 m² minimum; Erina: 550-574 m² minimum; Killcare: 1000-1999 m² minimum; Kincumber: 550-574 m² minimum; Lake Munmorah: 450-474 m² minimum; Lisarow: 20000-49999 m² minimum; Long Jetty: 450-474 m² minimum; Macmasters Beach: 20000-49999 m² minimum; Narara: 550-574 m² minimum; Ourimbah: 450-474 m² minimum; Patonga: 1000-1999 m² minimum; Terrigal: 550-574 m² minimum; Toukley: 450-474 m² minimum; Umina Beach: 1000-1999 m² minimum; Wamberal: 550-574 m² minimum; Warnervale: 450-474 m² minimum; Woy Woy: 550-574 m² minimum; Wyong: 450-474 m² minimum.

Lodge with: Central Coast Council, Central Coast Local Environmental Plan 2022. Read 2026-09-20.

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Tell us the suburb and what you are building. Licence checked with NSW Fair Trading, insurance sighted, still trading, and genuinely working in Avoca Beach, Bateau Bay and Bensville. If we cannot find one worth recommending, we will say so.

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